Debt Collection Attorneys in Houston: Plaintiff & Defense Representation
If someone’s coming after you for money, or you’re trying to collect what you’re owed, it’s easy to feel overwhelmed by the legal process. When the amount in question climbs above $25,000, the stakes are too high to go it alone. You need an attorney who understands how to protect your finances and your rights.
At Roger G. Jain & Associates, P.C., our Houston debt collection attorneys represent both creditors seeking to recover outstanding debts and defendants facing collection lawsuits. Business owners, companies, and individuals turn to our firm when significant amounts of money are at stake. With over 30 years of experience in commercial litigation, we know how to handle complex debt collection cases efficiently and cost-effectively. Learn more about our firm by calling us at 713-981-0600.
Our office is located at 9301 Southwest Freeway, Suite 250, Houston, TX 77074. We’re on Highway 59 between Bissonnet St and Gessner Road in the Braeburn area. The location is convenient for clients throughout Houston and Harris County, with direct freeway access and ample parking.
Whether you need to pursue collection of a substantial debt or defend against a collection lawsuit, contact Roger G. Jain & Associates, P.C. by calling (713) 981-0600 to schedule a risk-free, no-obligation consultation.
Recent Review:
“I had an outstanding experience with Roger G. Jain & Associates from start to finish! Attorney Thomas Smith was exceptional—professional, knowledgeable, and truly dedicated. He kept me informed every step of the way, explained everything in clear terms, and made sure I felt supported throughout the entire process. His attention to detail and calm, confident approach gave me peace of mind even during the most stressful moments. I’m incredibly grateful for his hard work and commitment. I highly recommend Roger G. Jain & Associates, and especially Thomas Smith, to anyone in need of excellent legal representation!”
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Plaintiff Representation: Collecting Debts Owed to Your Business
When a customer, client, or business partner doesn’t pay what they owe, your business could be in jeopardy, especially when it involves a large sum of money. In these cases, friendly reminders only go so far. Recovering what you’re owed often requires decisive legal action. Our attorneys help creditors and businesses pursue payment through demand letters, negotiation, and, when needed, litigation.
We handle large debt collection matters for various types of creditors, including:
- Contractors who are owed payment for completed work
- Vendors who delivered goods or services
- Business owners facing unpaid invoices
- Landlords seeking commercial rent arrears
- Lenders pursuing loan defaults
Our approach focuses on recovering your money while minimizing legal costs and preserving business relationships when possible.
The debt collection process typically begins with a thorough review of your documentation and a demand letter to the debtor. Many cases settle at this stage, but when debtors refuse to pay, we file lawsuits and pursue judgments. Once we obtain a judgment, we utilize post-judgment collection tools, including liens, garnishments, and asset seizure, to ensure you recover what you’re owed.
Defense Against Debt Collection Claims
Being sued for a debt can be overwhelming, especially when a large amount of money is involved. You have legal rights and defenses available, even if you owe money. Our Houston debt collection attorneys defend clients against debt collection lawsuits, examining every aspect of the creditor’s claim to identify weaknesses and develop effective defense strategies.
Texas law provides important protections for debtors, and creditors must follow strict procedural requirements. When creditors violate the Fair Debt Collection Practices Act or Texas debt collection statutes, we hold them accountable. These violations can result in dismissal of the case or counterclaims that work in your favor.
Our Debt Collection Legal Services
Roger G. Jain & Associates, P.C. provides comprehensive debt collection services for cases involving $25,000 or more:
- Pre-litigation demand letters and negotiation
- Filing and prosecuting collection lawsuits
- Defense against collection claims and counterclaims
- Breach of contract litigation
- Payment dispute resolution
- Post-judgment collection enforcement
- Debtor asset investigation
- Settlement negotiation and payment plans
- Appeals of adverse judgments
- Creditor rights protection
- Statute of limitations analysis
- Documentation review and case evaluation
Why Choose Our Houston Debt Collection Attorneys
Debt collection cases require lawyers who understand both the legal procedures and the business realities involved. We recognize that creditors need to recover money without spending more on legal fees than they can collect. Defendants need protection from aggressive collection tactics and unfair claims. Our team balances these practical concerns with effective legal representation.
With three decades of experience handling business disputes and litigation in Harris County courts, we know the judges, the procedures, and the strategies that work. We respond quickly to time-sensitive collection matters and court deadlines. Our track record includes successful collections for businesses across Houston and favorable outcomes for clients defending against collection lawsuits.
We offer transparent pricing structures for debt collection cases. For creditors, we often work on contingency arrangements where our fees come from successful recovery. For defendants, we provide clear cost estimates based on your specific situation. Every case begins with a thorough consultation where we assess your matter and explain your options.
Call Us Today About Your Houston Debt Collection Matter
Debt collection disputes don’t improve with time. For creditors, delays allow debtors to hide assets or become judgment-proof. For defendants, ignoring a lawsuit results in default judgments that allow creditors to seize bank accounts, garnish wages, and place liens on property. Whether you need to collect money owed or defend against a collection lawsuit, acting quickly protects your interests.
Roger G. Jain & Associates, P.C. is ready to handle your debt collection case with the attention and expertise it deserves. Our Houston attorneys provide practical legal solutions for substantial debt collection matters throughout Harris County. Call us at 713-981-0600 or fill out our confidential contact form and learn how we can help resolve your debt collection matter.